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Caravan Finance for adventurers with lower credit scores.

Owning a caravan is one of the best ways to make your life a little bit more carefree. Weekends away, half-term breaks or retirement dreams. We don’t want to let your sense of adventure be dampened by the fear of past credit hiccups. Whatever you’re looking for, we can almost certainly help you move forward.

We help our customers secure Hire Purchase (HP) finance agreements. Not only will you be able to purchase a caravan in instalments over a longer time period (with a fixed rate of interest), it will also help build your credit score over time. Once you’ve paid the final instalment, you’re done, and the caravan is all yours!

Unfortunately, there’s no such thing as guaranteed caravan finance for bad credit. But rest assured, we see the person behind the credit score. We get to know you and your current situation and do everything we can to help you. We pride ourselves on being responsible lenders and will always arrange something you can afford. We can provide you with an answer in a jiffy as to how likely it is that you’ll be approved, all without leaving a trace on your current credit score.

Let’s get started!

Want to find out if you can be approved to finally buy your holiday home on wheels? Don’t hesitate to get in touch with us. With a fast application process, you'll find out quickly if we can help you.

Call us on: 01472 233200 or email:

You can apply online here:

Apply now

How does bad credit happen?

Advantage Finance has helped thousands of people across the UK with low credit scores find their dream van. We think your current financial situation is much more important than your past one. We get that your credit score can be bad for lots of reasons. Some of the most common reasons are:

  • A non-existent credit history - you may never have taken out a loan or credit card, and always paid in cash
  • Shared credit with another person who had credit issues - meaning you’re weighed down by their poor credit history
  • Missed payments on other credit agreements
  • Historical CCJs
  • Historical Defaults
  • Credit Arrears

If any of the above applies to you – don’t panic! Our friendly team have decades of experience when it comes to getting affordable deals for customers with a poor credit score.