Making a Complaint
Advantage Finance Ltd operates a formal complaints procedure, a copy of which is available here. Where a complaint is unable to be resolved internally, or within statutory timescales, a complainant may be able to ask for the involvement of the Financial Ombudsman Service (FOS). The FOS can be contacted at the following address:
Financial Ombudsman Service,Exchange Tower,
London,
E14 9SR
FOS Website: www.financial-ombudsman.org.uk
For more information on how the Financial Ombudsman Service can help in resolving disputes, please click here
We are required to publish information about customer complaints received by the firm.
For information on motor finance commissions and complaints, please click here to find out more.
Complaints Data 2025/26 H2
Firm name: Advantage Finance Ltd.
Parent Company: S&U PLC
Period covered by this data: 01/08/2025 - 31/01/2026
| Product/ service grouping | Number of complaints opened | Number of complaints closed | Percentage closed within 3 days | Percentage closed after 3 days but within 8 weeks | Percentage upheld | Main cause of complaints opened |
| Consumer Credit | 40513 | 964 | 25.31% | 56.12% | 33.71% | Motor Commission |
Contextualisation: At the period end, the firm had 103,294 open agreements.
The above data represents 392.21 complaints for every 1,000 agreements
Complaints Data 2025/26 H1
Firm name: Advantage Finance Ltd.
Parent Company: S&U PLC
Period covered by this data: 01/02/2025 - 31/07/2025
| Product/ service grouping | Number of complaints opened | Number of complaints closed | Percentage closed within 3 days | Percentage closed after 3 days but within 8 weeks | Percentage upheld | Main cause of complaints opened |
| Consumer Credit | 12736 | 1092 | 12.45% | 65.57% | 17.22% | Motor Commission |
Contextualisation: At the period end, the firm had 100,517 open agreements.
The above data represents 126.7 complaints for every 1,000 agreements
Complaints Data 2024/25 H2
Firm name: Advantage Finance Ltd.
Parent Company: S&U PLC
Period covered by this data: 01/08/2024 - 31/01/2025
| Product/ service grouping | Number of complaints opened | Number of complaints closed | Percentage closed within 3 days | Percentage closed after 3 days but within 8 weeks | Percentage upheld | Main cause of complaints opened |
| Consumer Credit | 3990 | 1784 | 40.02% | 50.95% | 14.18% | Motor Commission |
Contextualisation: At the period end, the firm had 101,034 open agreements.
The above data represents 39.49 complaints for every 1,000 agreements