Buying A Van On Finance

Purchasing a van on finance has never been quicker or easier, and you can trust that you are in safe hands with Advantage Finance. We offer a comprehensive specialist finance service through hundreds of dealers throughout the UK. Strong partnerships with credible motor dealers and finance brokers means that we can offer you the best van finance deals that meet your needs. Not only this, but we're happy to assist you with your purchase through any dealer of your choice.* Our customers are our priority, and we want to see you back on the road.

At Advantage Finance, we provide Hire Purchase agreements. This means you pay a fixed monthly payment every month until the van is paid for in full, when it becomes legally yours. Once you've chosen your vehicle and settled on a price with the dealership, we'll do the rest! Our streamlined paperless process will have you well on your way to making manageable monthly payments, and then owning your van outright, before you know it!

* Subject to Terms and Conditions. Finance brokers and motor dealers must hold appropriate FCA consumer credit permission.
Credit facilities are provided subject to status. Written quotations available on request.

Representative Example
Hire Purchase Agreement repayable over 48 months
Rate of Interest:14.0% p.a. flat rate(fixed)
Vehicle Purchase Price:7,500
Deposit:0.00
Amount of Credit:7,500

Acceptance Fee:325.00
Interest Payable:4,200.44
Option to Purchase Fee:200.00
---------
Total Charge For Credit:4,725.44

47 Monthly Repayments Of:250.53
Followed by 1 Final Repayment Of:450.53
(Includes Option to Purchase Fee)
Total Amount Payable:12,225.44
Representative APR:29.35%

Hire Purchase. Terms and conditions apply. You will not own the vehicle until all payments are made. Finance subject to status. Applicants must be aged 22 or over. Finance provided by Advantage Finance Limited.



Bad Credit Van Finance

Do you need van finance despite having previous bad credit history? Then look no further than Advantage Finance. Our aim is to make finance affordable for everyone, and we know that your credit history doesn't necessarily tell the whole story.

We want to normalise van finance for bad credit, and make it easily accessible. This is why an application will not affect your credit history in any way, and so if you choose to take your financing needs elsewhere, we won't have any impact whatsoever. It's also why we look at more than your past credit history, completing a fair assessment of your financial circumstances and taking into account other factors.

Advantages Of Van Finance

Whether you're a builder or joiner looking to finance a business van, or a family that wants to finance a van for personal use, there is no better provider to turn to than Advantage Finance. And there are so many reasons why buying a van on finance is actually better than buying one outright. Some advantages include:

  • Fixed Monthly Costs: The amount you pay each month is agreed upon at the beginning of your contract, and will not change. This means that you can budget accordingly, and ensure that the money leaving your bank account still leaves you with enough to live on comfortably.
  • More Choice: If you were buying your van outright, you may be restricted on vehicle age and brand. With van finance, you have a lot more options available to you. This means that whether you want a VW Transporter or a Mercedes Sprinter, you're much more likely to be able to get it.
  • Easy To Apply: With Advantage Finance, it's really easy to apply for a van loan. In fact, we’ll make an in-principle decision in a matter of seconds using our online automated decision software. With over 20 years of van financing experience, we know what we’re doing, and so you couldn’t be in better hands.

Van Finance Guidance

We want all of our customers to make fully-informed decisions, and so we believe in making sure that you know everything about finance- including its pitfalls. There are some things that you should remember when looking for van finance, because you don't want to make any mistakes that could cost you valuable time and money. This includes:

  • The Initial Payment: No initial deposit is required to obtain a van loan with Advantage Finance. However, if you choose to make an initial payment, the bigger it is, the cheaper your monthly payments will be. It is also important to remember that you may need to pay the VAT aspect within the total cash sale price.
  • Essential Monthly Payments: Payments must be made each month, according to the contract. Failure to do so can result in significant consequences, with the absolute worst case scenario being that the agreement between both parties is terminated and the vehicle is repossessed.
  • Delayed Outright Ownership: You don't own the vehicle in full until all monthly payments have been made, which could be several years down the road.

Van Finance Deals With Advantage Finance

At Advantage Finance, we want to make van finance flexible, straightforward and accessible. We prioritise transparent communication with all of our clients, because we want you to get the best deal possible. We think that bad credit van finance should be just as available as other kinds of financing, so no matter who you are or what circumstances you are in, we will endeavour to find a finance solution.

We provide financing options for vans, cars, motorcycles and caravans, so no matter your vehicle of choice, we are confident that we have a reasonable payment plan available that suits your needs.

If you're interested in purchasing your next van on finance and require a zero obligation van loan quote, then please don't hesitate to get in touch. Whether you want more information, or to get the ball rolling on a Hire Purchase agreement, a member of our friendly, customer-focused team will be more than happy to help. Contact us today; by calling: 01472 233 200 or emailing: enquiries@advantage-finance.co.uk.

© Advantage Finance Ltd 2001 - 2021. All Rights Reserved

Representative Example: Hire Purchase Agreement repayable over 48 months. Rate of Interest: 14.0% p.a. flat rate(fixed).
Vehicle Purchase Price: 7,500. Deposit: 0.00. Amount of Credit: 7,500. Acceptance Fee: 325.00. Interest Payable: 4,200.44.
Option to Purchase Fee: 200.00. Total Charge For Credit: 4,725.44. 47 Monthly Repayments Of: 250.53 Followed By 1 Final Repayment Of: 450.53
(Final payment includes Option to Purchase Fee). Total Amount Payable: 12,225.44. Representative APR:29.35%.
Hire Purchase. Terms and conditions apply. You will not own the vehicle until all payments are made.
Finance subject to status. Applicants must be aged 22 or over. Finance provided by Advantage Finance Limited.

Advantage Finance Ltd is registered in England and Wales with company number 03773673.Registered office: 2 Stratford Court, Cranmore Boulevard, Solihull, B90 4QT.
Advantage Finance Ltd is authorised and regulated by the Financial Conduct Authority (Firm reference No. 307864). www.fca.org.uk
Advantage Finance Ltd is a member of the Finance and Leasing Association www.fla.org.uk
Finance is available to UK residents only and is subject to creditworthiness and affordability assessment. Written quotations available on request.
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