Touring Caravan Finance Options
As a leading caravan finance company, we'll be sure to find the right deal to match your requirements and circumstances. Whether you're looking for something a little vintage, or a modern touring caravan kitted with all the latest technology, by financing a caravan you will have a much wider range of touring caravans to choose from - guaranteeing you the best pick of the bunch. If you have bad credit and are looking for caravan finance, one of the best options for you is HP (hire purchase) finance.
HP Finance is a type of finance option that splits the cost of the caravan into affordable monthly payments which are spread out over the course of a few years with a fixed rate of interest. Once you have made the final payment, the caravan is entirely yours. HP caravan finance is perfect for those with bad credit scores, as it is entirely flexible around your current finances. Together, we'll assess your budget and ensure we establish a caravan finance deal that you can afford to keep up the payments with.
Caravan Loans For Bad Credit
If you have a low credit score or a credit score that is deemed as "poor", our bad credit caravan finance could be the solution. Regardless of your financial history or if you have been rejected by other lenders, at Advantage Finance, our aim is to enable you to purchase a touring caravan for your next adventure, so we will always try and focus on the positives of your application to get you accepted. We want to be able to say "yes", so as long as you are someone who wants to improve their financial circumstances and better their score, your previous history will not necessarily be the deciding factor.
When we process your application, we focus more on your financial position now, not what happened in the past, which is why we can often approve caravan finance applications for those with lower credit scores. Whilst there is no such thing as guaranteed caravan finance, we can guarantee that our team will deal with your application professionally, fairly, and without any judgement. We believe that even with a less than perfect credit history, you should have just as good an opportunity to purchase a caravan on finance as anyone else.
There's nothing quite like the sense of freedom that comes with a touring caravan, and we know that for borrowers with past credit problems, achieving their dreams of adventures can seem like a long shot. However, with Advantage Finance, this doesn't have to be the case. Our bad credit caravan loans are a secure way of lending money to get the caravan of your dreams - and they are a lot more accessible than you think.
Advantage Finance has helped thousands of people with low credit scores find affordable leisure finance solutions. Why? Because we think your current and future finances are much more important than your past ones. We understand that low credit can occur for a number of different reasons, whether you have missed a few bills, or gone through a short-term financial crisis in the past. Everyone has their own set of circumstances which could have negatively impacted their credit scores, including:
- Minimal credit history (you haven't taken out loans and have always paid in cash for things)
- Shared credit with another person who had credit issues and now your file is associated with their poor credit history
- Missed payments on other credit agreements
- Historical CCJs
- Historical Defaults
- Credit Arrears
We don't think anyone should be penalised for past financial mistakes, so our decision is mainly based on current income and outgoings. As long as you can afford to make the monthly repayments, and want to be in a better place financially, it's likely you will get approved. The process is quick, seamless, and simple, and you can find out if you will get approved within minutes with our online application form.
With caravan finance for low credit scores, you'll get more choice than if you rely on dealership finance, and have the freedom to buy the best caravan to meet your needs and be on the better road ahead in no time.
Guaranteed Bad Credit Caravan Finance
If you see a lender offering "guaranteed caravan finance" they are in fact breaking the law - this service doesn't exist, and therefore shouldn't be being advertised. If you are searching for
guaranteed caravan finance, it's likely that you have a low credit score and are therefore looking for reassurance that your finance application will be accepted. We completely understand that having a credit score deemed as "bad credit" comes with many worries, but with our approach to caravan finance, you'll be working with those who can help you rebuild your credit profile with a bespoke caravan loan just for you.
We still have a criteria which must be met with applications, which is why we do not claim to offer guaranteed caravan finance for those with bad credit. However, we help many people achieve their caravan dreams each year, so there's nothing to say you won't be the next adventurer on the road with Advantage Finance.
Get Started Today
If you have a low credit score and are looking for caravan finance deals that are tailored around your current financial circumstances, then get in touch with Advantage Finance today. With a fast application process, you'll find out quickly if you have been approved so that you can get looking for your dream van. Contact us today; by calling: 01472 233 200 or emailing: firstname.lastname@example.org.