Our Business Partners

What We Provide

We offer a flexible specialist finance package that is specifically designed with your needs in mind. We are often able to provide finance to your customer when many other providers may say 'no'.

We underwrite and finance the applicants ourselves which means that when we say yes - we mean it!

Our package contains the following benefits

  • Finance available for Cars, Commercial Vehicles, Caravans and Motorcycles (over 125cc)
  • Full Retail advances
  • Finance available on most cars up to 12 years old
  • Higher mileage cars? No Problem! We will consider vehicles with up to 120,000 miles
  • Self employed customers considered, subject to recent business bank statements
  • Fast, efficient E-signature customer documentation and speedy payout

In addition to the above, we also provide a comprehensive web based interface that provides our business partners with full access to their applications in a real time environment. Full details of the services available can be provided on request.

Motor Dealers

At Advantage we recognise that motor finance introducers have one requirement from their finance providers above all others - service. Since Advantage was founded in 1999, we have worked very hard to provide a consistently high level of service, together with innovative solutions to the common problems that dealers face.

This approach has never been more important than in the uncertain financial climate of today, where some sources of motor finance have simply disappeared from the market. We have gone to great lengths to ensure that we can remain a strong and consistent partner to our business introducers. The results of these efforts is a specialist finance service* that is second to none and a genuine step forward in your ability to sell more cars!

* Subject to Terms and Conditions. Motor dealer must hold appropriate FCA consumer credit permission. Credit facilities are provided subject to status. Written quotations available on request.

Finance Brokers

Advantage Finance is a market leading source of non-prime motor finance for some of the UK’s largest and most successful motor finance brokers. Against a sometimes uncertain economic background, Advantage has for many years provided a consistent and reliable service to its broker partners.

Our broker introducers have the benefit of a dedicated account manager who can provide comprehensive business support, as well as advising on how to maximise the benefits that a business relationship* with Advantage can bring.

We also provide access to powerful web based tools to allow the efficient management of the business you place with us. If you would like to join our team of successful broker partners please contact us today for more information.

* Subject to Terms and Conditions. Finance brokers and motor dealers must hold appropriate FCA consumer credit permission. Credit facilities are provided subject to status. Written quotations available on request.


We offer a comprehensive range of benefits to our business partners:

  • Flexible underwriting

  • Fast decisions on all applications you submit, usually within seconds

  • Efficient communications via phone, email and text.

  • Live information regarding all your applications available from our website

  • Advanced quote, pre-contractual document production and electronic signature facilities.

  • Immediate payout using bank faster payments system - no waiting around for your money!

  • Commission available - all payable without clawback *

  • Full Administrative and Management support

* Excluding fraud, misrepresentation or withdrawal


Don't just take our word for it! Here's comments from some of our business partners:

  • Advantage Finance have been an integral part of our business for over a decade and remain a key part of our Company’s Portfolio due to their strong partnership values; as a brokerage, this means a great deal to us. We were quick to embrace Advantage’s innovative web based automation as it helped transform the customer buying experience within the non-prime sector; delivering credit decisions for our customers in just minutes and allowing us to communicate the right decision, first time to our dealer partners. Their technology simplifies our interaction and engagement with the customer throughout their buying journey and with interest rates that are often considerably less than the non-prime market average, we are able to offer our customers the opportunity to purchase the car they want with a payment they can afford….which has to be good news for everyone!
    Jarrod Bradley, Director, Auto Union Finance

  • It is & has been a real pleasure working with Advantage Finance over many years. Advantage have given Carfinance247 a solid platform on which to grow and they have played an integral part in our continued success. Advantage Finance offer market leading products, support and technology systems enabling us to provide efficient lending decisions to our customers which is paramount. Advantage are loyal and committed to the broker market and long may that continue.
    Louis Rix, Director, Car Finance 24/7

  • In an ever changing financial world the one thing we look for as a broker is consistency. Advantage have provided us with this consistency for many years now, offering a special service to a section of our customers requiring motor finance. They provide a fast, simple service allowing customers to secure funding easily once they have chosen their car. Unlike their competitors Advantage employ the latest technology to ensure the customer doesn’t have to travel through an onerous application process. First rate company with excellent experienced staff!
    Jigsaw Finance

  • You know where you stand with Advantage. They have "stuck to their principles" and, unlike most other players, still operate in the same segment of the market as they did five years ago. Irrespective of market conditions and competition Advantage has remained consistent in support of its motor dealer/broker network while also exploring new ways to improve systems, processes, efficiencies and revenues for all – a true partnership.
    Des Porter, Managing Director, Concept Car Sales

  • Advantage’s excellent product range & processes together with their proactive approach & can do attitude underpin their place as one of Zuto’s key partners. We have enjoyed a great working relationship with them for over 10 years and are very excited to see this develop & grow in the future.
    Joanne Robinson, Head of Lender Development, Zuto

  • Approved have had a working partnership with Advantage Finance for almost 10 years now, they offer a fast, efficient and flexible entry to the hire purchase market for sub-prime customers, they have always kept up to date with the external market place, and have moved with the times both in terms of underwriting and technology, they have a highly motivated and exceptionally knowledgeable team of staff who are always on hand to help.
    Dave Alabaster, Director, What Credit Ltd

Contact Advantage

For all dealer enquiries, please email us on sales@advantage-finance.co.uk, or call us on one of the following telephone numbers:

Finance Application Enquiries
Call our New Business Department on
(01472) 233210

All Other Enquiries
Call our Sales Department on
(01472) 233214

If you wish to write to us, our address is:

Advantage Finance Ltd,
Unit 7 Acorn Business Park,
Moss Road,
Grimsby DN32 0LW